Car insurance without a driver's license

Planning to buy a car but don't have a driver's license yet? No problem. In principle, you do not need to have a driver's license to buy a car. Once the car's license plate is in your name, you are required by law to have at least third-party insurance for the vehicle. However, this is not so easy. In fact, some insurers will not take out car insurance if the owner of the car does not yet have a driver's license. Fortunately, there are always options for insuring a car without a driver's license.

Why is it difficult to insure a car without a driver's license?

With most insurers, you cannot get car insurance if you do not yet have a driver's license. Without a driver's license, the insurer does not know who is driving the car. In addition, the insurance premium also depends on who is driving the car. It is even true that any damages will not be reimbursed if they are caused by a driver without a valid license. However, you are required to insure your car. What should you do if you cannot insure your car because you do not yet have a driver's license? There are always insurers you can go to for insuring your car.

How do I buy a car without a driver's license?

Buying a car without a driver's license is often not a problem. When transferring the license plate to the new owner's name, you must show proof of identity. Often a driver's license is used for this, but this is not necessarily required. Of course, you can also use an ID card or passport. Moreover, nowadays you can also register a car in your name online. To do this you need to log in with your DigiD. So you do not need a driver's license at all to buy and transfer a car. However, insuring a car without a driver's license will be a bit more difficult.

Car insurance without a driver's license: is it possible?

Yes, even without a driver's license, you can still insure your car. You just can't go with every insurer. To find out which car insurers you can insure without a driver's license, use our online comparison tool. We have already made a distinction in our comparison tool between insurers who require a driving license and those who also accept people without one. The comparison tool allows you to compare and buy car insurance even without a driver's license.

Regular driver must always have a driver's license

Everyone knows that you should not drive a car without a license. It is not only dangerous, but also punishable. Moreover, car insurance does not provide coverage if you drive a car while you do not have a license. If you do get in the car and cause damage to another driver, the insurance company will pay the damage to the other party, but it will then be recovered from you. Thus, you still end up paying the costs yourself. Therefore, the regular driver must always have a driver's license.

Due to a serious offense, I no longer have a driver's license. What now?

In certain situations, you can lose your driver's license. This usually involves a serious offense. Of course, you will not be allowed to drive a car if you no longer have a driver's license. If your driver's license is taken away after a serious offense, it need not affect your current car insurance policy. However, getting a new car insurance policy will be more difficult. Still, there are some companies that may make an exception, but this depends, among other things, on :

• The duration of the driving disqualification
• The date of the driving disqualification
• The reason for the driving disqualification

Where can I insure a car without a driver's license?

At Geennee.nl we always try to get you covered by a regular insurer at normal rates first. Therefore, we always recommend using our online comparator first. Fill in your details, choose the best car insurance and answer all the insurer's questions truthfully. Is this not successful? Then we can always accommodate you with De Vereende. Because De Vereende specializes in special damages and risks, people without a driving license or with a driving ban, a criminal record or a registration as a defaulter can also go there.

Still have questions? If so, please contact us. We are happy to help you! We can be reached Monday through Friday from 8:00 am to 6:00 pm at telephone number 088-6883700.