When do I get "blacklisted" by an insurance company?

Here we can be brief: you will not be "blacklisted. We often hear from clients that they think they are blacklisted by an insurance company. However, no such blacklist exists at all. You may, however, be registered with the CIS Foundation. In popular speech, the database of Stichting CIS is often wrongly called the 'black list'.

A CIS registration can have several causes. Do you not know why you are registered with Stichting CIS? Then you can submit a request for inspection to Stichting CIS. You can use the online form to access your information. We explain to you in advance in what situations you will receive a CIS registration.

How do I get into the CIS database?

CIS stands for Central Information System. The CIS Foundation keeps all important data in their database. This is how they try to identify possible risks and prevent fraud as much as possible. Insurers can check whether someone is in the database before deciding whether to accept the policyholder.

There are several reasons you may be registered in the CIS database. You may be registered because you:

• Committed fraud or otherwise misused the insurer
• Received a driving disqualification
• Has driven damage with an uninsured vehicle
• A malus position (negative claim-free years) has
• Failed to keep appointments, such as non-payment of insurance premiums

You have the right to know what personal data has been registered. Therefore, you can request to see your registration. Unfortunately, we cannot do this for you even if you want to purchase insurance through us. This has to do with privacy legislation.

When will CIS remove my registration from the database?

When your CIS registration disappears from the database depends on the type of report:

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After this time, your CIS registration is automatically removed from the database. You will not be notified personally when the registration has been removed.