Can I get auto insurance with a CIS registration?

Yes, with a CIS registration, you can still get auto insurance. However, chances are that you will not be able to do so with a regular insurance company. Most insurers refuse individuals with a CIS registration because they feel they pose too high a risk. Therefore, insurers have established a company specifically for insuring special risks.

That's why they created an insurance company specifically for insuring special risks. Thus, fortunately, with a CIS registration, you can still get auto insurance.

Car insurance with a CIS registration with a regular insurance company

Insurers always look at the risk they face. The main concern is the risk of damage occurring and thus they have to pay compensation. If someone is a high risk, then there are conditions against taking out insurance. This could include a higher premium or exclusion of coverage in certain situations. It can also mean denial of your insurance.

So does a CIS registration mean that you can never purchase auto insurance with a regular company again? No, as soon as your CIS registration is removed, you can get insurance from a regular insurance company again. It varies depending on the type of report when this is. A report of insurance fraud lasts the longest, which is 8 years. A malus position (negative claim-free years) disappears after 15 months. All other reports usually remain for 3 or 5 years.