Can I delete a CIS registration?
Do you have a CIS registration? Only the person who registered you can remove the registration again before the term has expired. You cannot remove your CIS registration from the system yourself, but you can challenge it if you think the registration is unjustified. We explain how you can have a CIS registration removed.
Challenge wrongful CIS registration
Do you suspect that your CIS registration is unjustified or incorrect and want it removed? Then you can always object. To do so, you can submit a request for correction to your insurer. On the website of Stichting CIS you can download a form on which you indicate why you think the registration should be corrected. Stichting CIS will then forward the request to your insurer. The insurer then decides whether to accept or refuse the request.
Does your insurer refuse your request? Then the CIS registration will simply remain. If you disagree, you can file a complaint with the insurer's complaints committee. If this yields nothing, the next step is to submit the complaint to the Financial Services Complaints Institute. In extreme cases, you can take your complaint to court. However, this often involves high legal costs.
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When will my CIS registration be automatically deleted?
When your CIS registration disappears from the database depends on the type of report:
| Type of notification | Duration of registration |
|---|---|
| Negative claim-free years | 15 months |
| Failure to meet financial obligation | 3 years |
| Damage | 5 years |
| Driving disqualification | 5 years |
| Failure to fulfill contractual obligations | 5 years |
| Insurance fraud | 8 years |
After this time, your CIS registration is automatically removed from the database. You will not be notified personally when the registration has been removed.
Are you registered with CIS? Then you can submit a request for access to your file. You can send a written request with a copy of your ID by e-mail or post. If you wish to purchase insurance through Alpina, we unfortunately cannot request this information for you. Insurers are not allowed to give us information about the content of your CIS registration due to privacy laws.
CIS registration not removed? Get insurance through Alpina!
Does your insurer decide not to remove the CIS registration? Then you can actually only go for insurance to insurance company De Vereende. De Vereende was specially founded by insurers for insuring special risks. They have a broader acceptance policy and in principle accept everyone as a policyholder. Of course, this is subject to a number of conditions. For instance, the insurance premium is much higher than with other companies, you have to pay three months of premium in advance and in most cases you pay a deposit.
With us you can, as the only one in the entire Netherlands, calculate an indicative premium online for your insurance via De Vereende. This way you know in advance where you stand. Please note that the coverage of your insurance only starts when you have paid the first premium and have returned the application form completed and signed. As a result, it may take several days before you have coverage.
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