De Vereende building insurance

Building insurance is usually determined based on the rebuilding value. The reconstruction value is the amount needed to build a similar new house in the same location. This rebuilding value is calculated by multiplying the contents of the home (m³) by a set rebuilding value per cubic meter.

Often people also ask if the foundations should be included in the insurance. Foundations are the parts of the building below the lowest walkable floor on which the house is built. Foundations are not included in the term residential house and thus must be co-insured separately if desired. We recommend that you do so because it is quite an expense if the foundations are damaged, for example, by an explosion.

Property insurance typically has 4 types of coverage, namely:

• Fire coverage. This is the most limited insurance.
• Extended variety coverage (UGV).
• The UGV+.
• The all-risk coverage. This is the most complete variety coverage.

These coverages pay for damage caused, for example, by fire, lightning, storm (wind force 7 or more), water damage, burglary, vandalism and collision damage.

In principle, buildings insurance is not mandatory. However, if you own your own home with a mortgage, the bank generally does require buildings insurance.

Alpina is an intermediary of De Vereende. This means that with us you can take out insurance with De Vereende.

It is possible to apply online for building insurance with De Vereende. We advise you to use our comparison module where you see the results of the regular companies. You choose the company you like and complete the application by filling in all questions truthfully. There is a chance that the company can still accept you at the regular rate. Should this not be the case, we will send you a proposal for De Vereende.
Please note that an insurance with De Vereende can only take effect after you have paid the first premium AND after you have returned the signed application form. You will receive the application form from us by e-mail.

There are several types of insurance offered by De Vereende, namely:

• De Vereende car insurance. This insurance will always be accepted, but the premium is higher than regular car insurance.
• De Vereende liability insurance. With the liability insurance of De Vereende you are insured against damage that you accidentally cause to another person or to another person's belongings.
• De Vereende contents insurance. This insurance covers all movable items (things in the house that are movable) that belong to your private household.
• De Vereende building insurance. With this insurance, you insure damage to your home and the real estate belonging to it (things in the house that cannot be moved, i.e. earth and nail fixed).