Will I be blacklisted for insurance fraud?

No, if you commit insurance fraud, you will not be blacklisted by an insurance company. Such a blacklist does not exist. You may, however, be registered with the CIS Foundation. The database of Stichting CIS is often referred to as the 'blacklist'. We explain why you will be blacklisted in case of insurance fraud and how you can still get an insurance.

Blacklist or CIS registration in insurance fraud?

In the event of insurance fraud, you will not be put on a so-called black list, but you will be registered in the database of Stichting CIS. Stichting CIS stands for Stichting Centraal Informatie Systeem. They store all insurance details that are important to share. You will be registered with CIS for insurance fraud, but also if you have been disqualified from driving or have driven an uninsured vehicle. Insurers and proxies can enter these data into the national database. The purpose of the database is to make any risks manageable for insurers and to prevent fraud as much as possible.

Insurers can check in the CIS database whether you are registered and why. Are you registered for insurance fraud? Then there is a good chance that they will refuse your insurance application. You then pose too great a risk for the insurer.