Scooter insurance without a driver's license

Yes, you can just buy a scooter without a driver's license. When transferring the license plate to your name, you do have to show proof of identity. However, this does not necessarily have to be a driver's license, so you can also identify yourself with an ID card or passport. Once the scooter license plate is in your name, you are required to have scooter insurance. You must insure your scooter at least WA. You may not drive a scooter without a driver's license, but you may buy one in advance. Some insurers do not allow you to purchase scooter insurance without a driver's license.

If you do not yet have a driver's license, you should not ride a scooter. Not only is it dangerous and punishable, you are not insured. In the event of an accident, the consequences can be incalculable. An insurer may refuse to pay for damages, which means you will have to pay the costs yourself. Imagine that you hit someone with your scooter and the person becomes disabled. The physical injury is serious enough and, moreover, the costs of personal injury can run into (tens of) thousands of euros. Therefore, if the insurance company does not pay out, you will have to pay the financial damages yourself. You may have to pay for that for life.

Yes, even without a driver's license, you can simply insure your scooter. You just can't get insurance from every insurer. To find out which insurers will cover you without a license, use our online comparison tool. We have already made a distinction in our comparison tool between insurers who require a driving license and those who also accept people without one. At Geennee.nl we always try to place you first with a regular insurer at normal rates. Is this not possible? Then we can always place you with De Vereende. Through the comparer you can compare and conclude scooter insurance even without a driver's license.

The owner is responsible for the moped, even if it is on loan. Damage caused by someone borrowing the moped will be charged to your moped insurance. Thus, you may lose any claim-free years and also pay the fines for traffic violations. So be very critical when lending your moped.

Even if you do not start riding the scooter until you have your driver's license, the scooter does need to be insured. Even if the scooter sits unused in the barn, the insurance obligation remains. If you are temporarily not going to use the vehicle, you can suspend the insurance obligation. Therefore, always take out scooter insurance as soon as the license plate is in your name. Use our online comparator to find out the best place to insure your scooter.