Unable to obtain insurance as a defaulter: what should I do?
Getting insurance if you are a registered defaulter can be quite difficult. Many regular insurance companies will refuse your application because they feel you pose too great a risk. Fortunately, you can always turn to insurance company De Vereende. Here we explain how you, as a defaulter, can still take out insurance with De Vereende.
De Vereende - insurer for uninsurable risks and special cases
De Vereende was established specifically to insure uninsurable risks and special cases. Here you can think of insuring persons who are registered because of non-payment, fraud or a malus position. You can also turn to De Vereende for insuring a high-risk event or a special vehicle. De Vereende has a broader acceptance policy than most regular companies. As a result, they will accept your application faster. Incidentally, De Vereende also has no underwriting obligation. They may therefore, for whatever reason, still refuse you.
As a defaulter, when can I get insurance from a regular company again?
If an insurer terminates your insurance for non-payment, this is registered with Stichting CIS. A CIS registration is visible to all affiliated insurers and agents. Before an insurer decides whether to accept an insurance application, they always check the CIS database. As long as you are registered there, there is a good chance that a regular insurance company will not accept you. A CIS registration for non-payment usually stays for 3 to 5 years. This depends on the nature and severity of the situation. After this time, the CIS registration is automatically removed from the system. Once your CIS registration is removed again, you can take out insurance with a regular insurance company again.
Taking out De Vereende car insurance? Calculate your premium!
Registered as a defaulter? Get insurance through Alpina
Do you have problems getting insurance as a defaulter? Through Alpina you can still get insurance without any problems. You can calculate with us, as the only party in the entire Netherlands, an indication of your premium with De Vereende. This is only an indication, not a definitive calculation. De Vereende delivers tailor-made solutions and therefore assesses each application individually. After submitting your insurance application they will send you a final calculation.
You can always contact us with questions. Our insurance specialists are at your service from Monday to Friday from 8 a.m. to 6 p.m.. They know their business and can therefore always provide you with the right advice. You can reach us by phone at 088 - 688 37 00. Of course, you can always send us a message via Messenger, WhatsApp or e-mail. We always try to answer your question as soon as possible!
Calculate your insurance premium online
We can be reached via chat, WhatsApp, phone or email
Questions? Contact us if you want to know more.
We are here Monday to Friday from 08:00 to 18:00.